Jim Kubicka

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With over 25 years’ experience in the mortgage industry, Jim has helped thousands of clients purchase or refinance residential real estate. He has worked with buyers at all stages of the home buying cycle including first-timers, move-up buyers, investors and clients purchasing multi-million luxury properties throughout California.

Jim holds himself to the highest professional and ethical standards and strives to make every transaction as seamless as possible. He works with clients to identify their needs and to craft a solution to meet their specific objectives. As both a direct lender and a mortgage broker he has access to the widest array of available loan programs. Jim is often called upon to rescue loans which have stalled with other lenders.

Here is what some of Jim’s clients have to say:

Jim did a superb job on navigating a time sensitive mortgage application through the underwriting and approval process.-  DR

Jim got the job done with integrity, professionalism and speed. I highly recommend Jim to all my family and friends to get the loan closed on time and at great value!- EA

Jim did an outstanding job finding a great loan in a short amount of time. He's very experienced, honest and will give pros and cons to different options. My family has worked with him 4 times and I would work with him again.- RC

Jim is congenial, thorough, diligent and has deep knowledge regarding mortgage financial issues. Jim is able to solve all of the problems that come forth during the process. He is helpful, kind, patient and wants to help you buy the home of your dreams. He is a winner!- WM

Give Jim a call to see how he and First Capital can help you with your home financing needs.

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Jim Kubicka
Loan Officer
NMLS# 268849

Contact Information:
Phone: 858-692-3330
Fax: 866-248-7599
Email Me

16789 Bernardo Center Drive
San Diego, CA 92128

First Capital

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